Whatever your profession, you need insurance that’s as unique as your business. With Simply Business you can build exactly that, choosing from a range of key covers to produce a single, flexible policy. You’ll end up with one premium, one renewal date, and one set of documents. Whether you employ people or work on your own, and whether you have premises or work from home, it’s quick quality cover, without the hassle.
What insurance do professionals need?
Public liability insurance (include hyperlink leading of to another page with info about PPL) is often an important cover for professionals, as it can protect you if someone is injured or their property is damaged because of your business. Key Insurance Group can obtain limits between $10 million and $20 million in cover, to protect you against this cost.
Professional indemnity insurance include hyperlink leading of to another page with info about PPL) is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.
If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
Professional insurance policy details
It’s very important to make sure you understand what you need from your professional insurance. Use the check points below to get you thinking;