Public Liability Insurance and Products Liability Insurance covers your small business against legal costs and compensation payments resulting from injuries or property damage to your clients, contractors or members of the public which was caused by you or one of your employees. If you are a manufacturer or distributor of a product you may also be liable for the failure of those products that you sell under the Trade Practices Act.
The insurance would cover the compensation payment plus any legal expenses. Even when you do everything right there is always the chance of an accident happening. You need public and/or products liability:
Key Insurance Group specialise in Public Liability Insurance and Products Liability Insurance to ensure that you are suitably protected and can operate knowing that should the worst happen, your customers’ property could be repaired, their possessions replaced and their medical costs paid for.