Cyber threats are no longer just an IT problem

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Cyber incidents are becoming increasingly common for businesses of every size. From phishing attacks and ransomware to data breaches and fraudulent payments, a single cyber event can disrupt operations, impact customers and result in significant financial costs.

Many small and medium-sized businesses mistakenly believe they are too small to be targeted. In reality, automated cyber attacks often target businesses simply because they have security vulnerabilities, regardless of their size or industry.

Cyber Insurance may assist with costs associated with responding to a cyber incident, such as forensic investigations, business interruption, cyber extortion, customer notification requirements and legal expenses, depending on the policy selected.

If your business relies on email, online banking, cloud software or stores customer information electronically, now is an ideal time to review your cyber risk exposure.

What could Cyber Insurance include?

Depending on the insurer and policy selected, Cyber Insurance may include cover for:

  • Cyber attacks and data breaches
  • Ransomware and cyber extortion events
  • Business interruption following a cyber incident
  • Data recovery and system restoration
  • Privacy and regulatory response costs
  • Customer notification and credit monitoring
  • Digital forensic investigations
  • Public relations and reputation management
  • Legal defence costs and liability arising from privacy breaches

Speak with the Key Insurance Group team to discuss whether Cyber Insurance may be appropriate for your business.